Final Expense Insurance

FAQs

• What does final expense insurance cover?

  • Final expense insurance covers funeral and burial expenses, as well as other end-of-life costs such as medical bills and outstanding debts.

• How much coverage do I need for final expenses?

  • The amount of coverage needed for final expenses varies depending on individual circumstances, but typically ranges from $5,000 to $25,000.

• Can I get final expense insurance if I have health issues?

  • Yes, final expense insurance is often available without a medical exam, making it accessible to individuals with health issues who may have difficulty obtaining traditional life insurance.

• Are there age restrictions for getting final expense coverage?

  • Final expense insurance is typically available to individuals between the ages of 50 and 85, although age restrictions may vary depending on the insurance provider.

• How do premiums work for final expense insurance?

  • Premiums for final expense insurance are typically fixed and remain consistent throughout the life of the policy. The cost of premiums is determined based on factors such as age, gender, and the amount of coverage selected.